Thinking about going all-in on a stock? Here’s why that might not be such a good idea

first_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Neither Stepan nor The Motley Fool UK have a position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Enter Your Email Address You’ve worked hard, kept your cost of living low, saved a good percentage of your salary, and now you want to make your money work for you. If you’re a regular reader of The Motley Fool, you’ll know the benefits of investing in stocks over holding cash: much higher average rates of return and protection against inflation. However, there’s a caveat. Higher rates of return tend to come with higher volatility. That means the tendency for prices to fluctuate, and one thing that’s undeniably true of stocks compared to bonds or cash is that their prices tend to fluctuate a lot more. Of course, this is what makes stock investing so potentially lucrative: the possibility of buying something for less than it’s worth. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Be careful even if you are sure you are rightDue diligence and research are obviously crucial to the process of selecting a good stock for your portfolio. You should never buy a stock without careful examination of all its financial records, and a sober assessment of all the possible things that could happen in its sector and market. But say that you’ve done all of that, and you’ve fallen completely in love with a company. Should you go all in on it? Putting all of your eggs into one basket might not be the best idea if you’re someone who gets nervous at the idea of your retirement savings fluctuating. But even if you have nerves of steel, you should think twice about deploying all of your capital in one go. To slightly paraphrase Seth Klarman, a well-known value investor: “Investing requires both arrogance and humility.” You have to be sure enough that you — the buyer — are right and that the seller is wrong, but at the same time, you need to have the humility to recognise that there are limits to even the most thorough research. To paraphrase another scholar of the human condition, former US Secretary of Defence Donald Rumsfeld: “There are known knowns, there are known unknowns, and there are unknown unknowns.” Although Rumsfeld was ridiculed for the awkward language of this actually-much-longer speech, I think that investors can learn a lot by adopting this view of the world. The biggest risks you face as an investor are not the ‘known unknowns’ that you can anticipate, it’s the ‘unknown unknowns’ that you can’t. In late 2015, who could have foreseen either Brexit or a Donald Trump presidency? Diversification is  keyThis is the real reason why good investors diversify their portfolios — not because they don’t have confidence in their analysis, but because they understand the practical limits of human knowledge. By buying stocks in a wide range of sectors and geographies, and potentially even adding other asset classes, you can insulate yourself from the volatility that will inevitably come from living in a complex world. If one stock tanks, you don’t lose your entire investment. And besides, there are a lot of high-quality stocks out there, so why limit yourself to just one? “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Image source: Getty Images center_img I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. See all posts by Stepan Lavrouk Thinking about going all-in on a stock? Here’s why that might not be such a good idea Our 6 ‘Best Buys Now’ Shares Simply click below to discover how you can take advantage of this. Stepan Lavrouk | Wednesday, 12th February, 2020 last_img read more

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Why I wouldn’t miss buying green stocks now

first_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. See all posts by Manika Premsingh Why I wouldn’t miss buying green stocks now Manika Premsingh owns shares of BP and Royal Dutch Shell B. The Motley Fool UK owns shares of and has recommended Tesla. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Our 5 Top Shares for the New “Green Industrial Revolution” I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Access this special “Green Industrial Revolution” presentation now Manika Premsingh | Sunday, 30th May, 2021 center_img Image source: Getty Images Simply click below to discover how you can take advantage of this. My long-term investments are focused on high-growth sectors. To identify them, I first look at broad themes with great growth opportunities. One of these is clean energy, which brings green stocks in focus. We have always been aware of climate change’s dangers. And while there have been efforts in the past to check such activity, they are now accelerating like never before. Green policy pushBiden’s election win has been the biggest recent catalyst. His campaign had the environment on the agenda. And since becoming president, he has pushed for massive infrastructure investments. These include green projects like electric vehicles and renewable energy. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The UK government too, has a 10-point plan for what it calls the “Green Industrial Revolution”. This includes offshore wind capability development. It also includes supporting growth of low carbon hydrogen production to replace fossil fuels. And it aims at accelerating the shift to electric vehicles.Technology development enables push forwardIncreasing technology advancements have also made the forward push possible. This is because green energy is now more cost effective because of them. EVs, for instance, according to insurance company Direct Line, are now cheaper to own than cars that run on fossil fuels. Tesla‘s success has also encouraged other automotive companies. Big auto makers have ventured into EVs. And new EV companies have mushroomed. Along with this, companies supporting the EV ecosystem have also come up. How the FTSE 100 index is getting greenFTSE 100 companies, too, have are leaning towards clean energy now. For instance, energy utilities like National Grid and SSE are now making forays into renewable energy. This is true for traditional oil biggies like BP and Royal Dutch Shell too. Emission control systems’ provider Johnson Matthey is developing materials for EV batteries. Its first commercial plant for the same is underway. It is also in the process of producing a natural gas substitute from hydrogen, which is also mentioned in the UK government’s plan for a green economy. Australian mining biggie Rio Tinto also made lithium finds in the US. This too finds use in EV batteries.Besides FTSE 100 stocks, the UK’s stock markets also have listed pure play green stocks like The Renewables Infrastructure Fund and Greencoat UK Wind, both of which focus on wind energy.My takeaway for green stocksIn a nutshell, green stocks look like they have a great future ahead. Not only does the green energy sector have huge funding at its disposal now, which will push it forward over the next decade, big companies from utilities to miners are growing green segments of their businesses too. I also have the option of buying pure green stocks as well.There will of course be hits and misses along the way. It is still relatively early days for the industry compared to the high level of future adoption envisaged. So there is some risk involved. But on the whole, I think this is a great time to buy green stocks or stocks that are getting into green business. I will be looking to add to green to my portfolio. It was released in November 2020, and make no mistake:It’s happening.The UK Government’s 10-point plan for a new “Green Industrial Revolution.”PriceWaterhouse Coopers believes this trend will cost £400billion……That’s just here in Britain over the next 10 years.Worldwide, the Green Industrial Revolution could be worth TRILLIONS.It’s why I’m urging all investors to read this special presentation carefully, and learn how you can uncover the 5 companies that we believe are poised to profit from this gargantuan trend ahead! Our 6 ‘Best Buys Now’ Shares Enter Your Email Addresslast_img read more

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Hotshot: Wales scrum-half Meg Davies

first_imgThis article originally appeared in the June 2021 edition of Rugby World magazine.Follow Rugby World on Facebook, Instagram and Twitter. Tell us about your move to Exeter… Last year I was at Gloucester-Hartpury and then Susie Appleby (Exeter coach) asked what my plans were. I wasn’t sure whether to carry on with Gloucester, go to college or go home to Cardiff and go to uni.I wanted to play rugby and do education as well, and she offered me an apprenticeship with the Chiefs doing a coaching course at college. It’s the best decision I’ve made.What was it like making your Test debut in the Six Nations? A huge surprise; it’s been a dream since I was young. I was really proud to be part of the team and there were emotions flying everywhere!What are your goals going forward? To continue playing for the Chiefs, and the same with Wales. I need to keep working hard to stay there.What do you do away from rugby? I’m outdoorsy and love kayaking, beach walks…RW Verdict: Davies is learning a lot from experienced Spain No 9 Patricia Garcia at Chiefs. She has put herself in the frame for the World Cup after receiving a late call-up to Wales’ Six Nations squad following Keira Bevan’s injury. The teenager made her international debut during the Women’s Six Nations Megan Davies prepares to feed a scrum during the Women’s Six Nations (Getty Images) center_img LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Wales scrum-half Meg DaviesBorn 19 January 2002 Born Cardiff Position Scrum-half Club Exeter Chiefs Country WalesHow did you get involved in rugby? I started aged eight, at Rumney Juniors. A couple of boys in my class at primary school asked me to come down. When I couldn’t play with the boys any more, at 12, I went to Cardiff Quins. It was my first girls’ team.What did you like about rugby early on? The environment; it’s such a family environment. And you get smashed and tackled but keep coming back. There’s just something about it…I played basketball, hockey and athletics, but rugby stood out to me.What positions have you played? When I was eight, I was in the back row. Then the boys shot up and I was small, so I got chucked in at nine or ten and I’ve mostly played at nine since. I love getting stuck in; I couldn’t stand and wait for the ball,I want to have the ball in my hands. I enjoy scanning and looking for opportunities to snipe. I like to be involved.When did you first get recognised by Wales? At 16 I started to train with the sevens team and I went to Kuala Lumpur for the Touch World Cup in 2019. It was tough because it was really hot – after 20 seconds you couldn’t breathe – but it was amazing. After the World Cup, playing rugby was easy as I could run and run!Any childhood heroes? TJ Perenara and Aaron Smith. I like the way they play and their confidence. I’ve watched them play since I was young and constantly learn.last_img read more

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Diss disappointed with Christmas fundraising

first_img Howard Lake | 19 November 2003 | News  24 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Community fundraising Giving/Philanthropy Research / statistics The Chamber of Trade in Diss has had a remarkably disappointing response to its appeal to fund the Norfolk town’s Christmas lights: businesses and residents stumped up just £5.Few fundraising appeals can have been as unsuccessful as that by the Chamber of Trade in Diss for the town’s Christmas lights. According to the BBC, the Chamber sent out 250 appeal letters to shops and businesses in the town, and appealed for donations and volunteer help from residents with a poster and newspaper campaign.One shop worker, out of 6,500 residents, donated £5. Last year the appeal raised £5,000. Advertisement The town’s Mayor Cyril Grace told the BBC that last year’s success had been down to “the hard work of a lot of individuals who saw people face to face but you can’t keep going on doing that for ever. It always come back to the same few people that do all the work.”center_img Diss disappointed with Christmas fundraising AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

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Online giving up in 2018 but overall donations fell, says report

first_img  265 total views,  6 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis22 2018 saw online giving rise 5.5% in the UK, according to a report from Blackbaud, although overall giving fell by 4.2%.The 2018 Charitable Giving Report analysed the giving data of more than 9,000 non-profits in the US, Canada, New Zealand, Australia, and the UK, and the online giving data of just over 5,500.  This included the data of 311 UK organisations, which saw over $484 million (over £370m) in charitable giving.Globally, Blackbaud’s report found that online giving in 2018 grew 1.2% year over year for the non-profit organisations that provided this data, compared to 5.5% in the UK, with online donations accounting for 8.5% of all fundraising in 2018. Overall, use of mobile devices continued to rise with over 24% of online donations made this way in 2018, up from just 9% in 2014 and 21% in 2017.Arts and culture organisations saw the biggest increase in online giving overall, up 5.8% during 2018, while those in the public and society benefit category grew online giving by 4.4%, healthcare by 3.3%, and faith communities by 2.9% compared to 2017. And, while overall giving in the UK fell by 4.2%, overall it grew 1.5%, with this the seventh consecutive year that the report has documented an increase in giving.Steve MacLaughlin, Blackbaud vice president of Data & Analytics and senior advisor to the Blackbaud Institute, said:“The 2018 Charitable Giving Report shows the continuation of the longest sustained period of charitable giving growth since the last recession. Online giving is entering a new phase in which mobile and other digital channels continue to change how donors engage with non-profit organisations.” Advertisement  264 total views,  5 views today About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. Online giving up in 2018 but overall donations fell, says report AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis22 Melanie May | 5 March 2019 | News Tagged with: Digital Research / statisticslast_img read more

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Responsibility for investments sits with every trustee, says ACF report

first_img Melanie May | 8 July 2020 | News About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. “As UK charitable foundations, some of the most capital-rich organisations in the charity sector representing over £67 billion, the reality is that most of our assets are invisible, even to us. But investment strategy is integral to foundation strategy.“As members of this working group, we have explored how investments can be brought into our strategic arsenal to be of true service to our missions. It is vital we engage with and shape that work to ensure it is consistent with our objectives.”  293 total views,  2 views today  294 total views,  3 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Responsibility for investments sits with every trustee, says ACF reportcenter_img Foundations must approach their investments with mission at the forefront of their thinking while each and every trustee must take a role in the decision making, the Association of Charitable Foundations has said.In the ACF’s  latest report, Investment: The Pillars of Stronger Foundation Practice, the fifth report emerging from its Stronger Foundations initiative, it sets out seven characteristics of excellent practice.The pillars emphasise the role of each and every trustee in engaging with the foundation’s investment, and also include prioritising mission when setting investment objectives, holding investment managers to account, pursuing transparency, and seeking to influence the investment behaviour of others.The report also highlights the importance of seeking a wide range of views, ensuring diverse voices are heard and learning from peers in the foundation sector and beyond.ACF Chief Executive Carol Mack said:“Society is demanding ever greater transparency from institutions and asset holders, about the sources of that wealth and how it is invested and stewarded. New approaches to creating a sustainable economy are emerging and the climate crisis means action is both necessary and urgent. Foundations will need to move forward to avoid falling behind.“Now is the time to take action. With this offering, we aim to show how foundations of any size can approach their investments with mission at the forefront of their thinking, whatever that mission may be. Thinking about investments is not the preserve of large foundations, nor of those trustees with specific expertise; it is relevant to all foundations looking to maximise the impact of their resources.”Chair of the Investment working group Danielle Walker Palmour added: Advertisement Tagged with: Association of Charitable Foundations AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

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Oaxaca-based reporter kidnapped and tortured for 12 hours

first_img NSO Group hasn’t kept its promises on human rights, RSF and other NGOs say to go further RSF_en 2011-2020: A study of journalist murders in Latin America confirms the importance of strengthening protection policies Receive email alerts Organisation News Reports October 29, 2008 – Updated on January 20, 2016 Oaxaca-based reporter kidnapped and tortured for 12 hours May 5, 2021 Find out more Newscenter_img MexicoAmericas MexicoAmericas News May 13, 2021 Find out more Reporter murdered in northwestern Mexico’s Sonora state April 28, 2021 Find out more Help by sharing this information Reporters Without Borders is appalled by the abduction and mistreatment of reporter Pedro Matías Arrazola of the local daily Noticias de Oaxaca and the national weekly Proceso, who was beaten and psychologically tortured for about 12 hours on the night of 25 October in the southern city of Oaxaca before being dumped outside the city.“The abduction of Matías was incredibly barbaric and, given that parliament is currently debating a bill to make attacks on journalists a federal crime, we call for the federal authorities to be immediately put in charge of the investigation,” Reporters Without Borders said. “If this case were left unpunished as so many others have, especially in this region, there would be grounds for doubting the political will expressed at a high level to end Mexico’s tragic status as the western hemisphere’s most dangerous country for journalists,” the press freedom organisation added.Matías was kidnapped as he left the newspaper to go home on the evening of 25 October. His abductors beat him and terrorised him for hours, simulating an execution, asking him how he preferred to die and variously threatening to drag him along the ground behind their car, cut off his genitals, rape him or behead him. They also threatened his family members, saying they had been “located.”He was released the next morning some 30 km outside Oaxaca in Tlacolula de Matamoros, without his car and without his papers, which his abductors also took from him. Although psychologically traumatised, he quickly filed a complaint with the public prosecutor’s office.As well as reporting for Noticias de Oaxaca and Proceso, Matías participates in broadcasts on a radio station, often criticising members of the Oaxaca state government who belong to the Institutional Revolutionary Party (PRI), the party that controlled the national government until 2000. Some of his close friends think it was this criticism that prompted the kidnapping.Oaxaca state has become notorious for the serious violations of press freedom and human rights that have occurred there in recent years. Governor Ulises Ruiz Ortiz and his supporters have been implicated in violence against Noticias de Oaxaca in 2005 and the murder of US journalist Brad Will in 2006. Follow the news on Mexicolast_img read more

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Westlake Chemical Partners Announce Fourth Quarter and Full Year Earnings for 2020 Conference Call

first_imgLocal NewsBusiness TAGS  Twitter By Digital AIM Web Support – February 9, 2021 Pinterest Pinterest HOUSTON–(BUSINESS WIRE)–Feb 9, 2021– Westlake Chemical Partners (NYSE: WLKP) will release its fourth quarter and full year earnings for 2020 prior to the market opening on Tuesday, February 23, 2021. The company will host a conference call at 12:00 p.m. Eastern Time (11:00 a.m. Central Time) on the same day to discuss the earnings release. To access the conference call, dial (855) 765-5686, or (234) 386-2848 for international callers, approximately 10 minutes prior to the scheduled start time and reference passcode 3925687. The conference call will also be available via webcast at https://edge.media-server.com/mmc/p/vsdxow8m and the earnings release can be obtained via the company’s Web page at, https://investors.wlkpartners.com/corporate-profile/default.aspx. A replay of the conference call will be available beginning two hours after its conclusion for seven days. To hear a replay, dial (855) 859-2056 or (404) 537-3406 for international callers. The replay passcode is 3925687. About Westlake Chemical Partners: Westlake Chemical Partners is a limited partnership formed by Westlake Chemical Corporation to operate, acquire and develop ethylene production facilities and other qualified assets. Headquartered in Houston, the Partnership owns an 22.8% interest in Westlake Chemical OpCo LP. Westlake Chemical OpCo LP’s assets consist of three ethylene production facilities in Calvert City, Kentucky, and Lake Charles, Louisiana and an ethylene pipeline. For more information about Westlake Chemical Partners LP, please visit http://www.wlkpartners.com. View source version on businesswire.com:https://www.businesswire.com/news/home/20210209005025/en/ CONTACT: Media Relations – L. Ben Ederington – 713.585.2900 Investor Relations – Steve Bender – 713.585.2900 KEYWORD: UNITED STATES NORTH AMERICA TEXAS INDUSTRY KEYWORD: CHEMICALS/PLASTICS ENERGY MANUFACTURING OIL/GAS SOURCE: Westlake Chemical Partners Copyright Business Wire 2021. PUB: 02/09/2021 08:00 AM/DISC: 02/09/2021 08:01 AM http://www.businesswire.com/news/home/20210209005025/en WhatsAppcenter_img Westlake Chemical Partners Announce Fourth Quarter and Full Year Earnings for 2020 Conference Call Facebook WhatsApp Twitter Facebook Previous articleuShip Names Technology Veteran Parimala Rao as CTONext articleImago BioSciences to Participate in Upcoming Investor Conferences Digital AIM Web Supportlast_img read more

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The Industry Pulse: Updates on US Bank, Mr. Cooper, and More

first_imgHome / Daily Dose / The Industry Pulse: Updates on US Bank, Mr. Cooper, and More About Author: David Wharton The Industry Pulse: Updates on US Bank, Mr. Cooper, and More David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, News  Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save AEI American Enterprise Institute Company News eOriginal Freddie Mac MERSCORP Holdings Mr. Cooper The Industry Pulse US Bank 2018-04-12 David Whartoncenter_img The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily April 12, 2018 4,103 Views Previous: How Does Homebuying Power Stack Up Across Ethnicity? Next: HUD & DOJ Partner Against Sexual Harassment in Housing Tagged with: AEI American Enterprise Institute Company News eOriginal Freddie Mac MERSCORP Holdings Mr. Cooper The Industry Pulse US Bank Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Which companies are merging, and what professionals are moving? See some highlights in this update of the housing and mortgage industries.Fannie Mae has awarded U.S. Bank Home Mortgage with 2017 Servicer Total Achievement and Rewards (STAR) recognition in two categories: General Servicing and Solution Delivery. This is the second consecutive year that Fannie Mae has recognized the bank’s mortgage servicing division as a STAR Performer in both categories. U.S. Bank received high marks for loan administration, customer service, collections, loss mitigation operations, retention, and liquidation.“U.S. Bank is proud to be recognized as a STAR recipient for the second year in a row. We take pride in knowing that our customers see us as a trusted partner in their mortgage financing decisions,” said David B. Little, EVP of consumer and mortgage servicing. “We are dedicated to providing excellent customer service that enables homeowners to manage their investment worry free.”________________________________________________________________________________Mr. Cooper, one of the largest non-bank mortgage servicer and mortgage lender, has announced a design thinking initiative to develop mobile-friendly solutions that reimagine the experience of homeownership for customers. The Dallas-based mortgage company is also launching a web and mobile-based loan tracker as part of its new digital mortgage experience. The design thinking initiative is a key part of Mr. Cooper’s commitment to creating a technology-led experience that puts customers first and helps them realize the dream of homeownership while using their homes more intelligently and managing their finances holistically.“Mr. Cooper is out to change the experience of homeownership for our customers, giving them the technology, tools, and information they need to better understand their home as an asset and a key part of their overall wealth,” said Jay Bray, Chairman and CEO of Nationstar Mortgage Holdings, the parent company for the Mr. Cooper brand. “At Mr. Cooper, our team members are committed to delivering radical customer service and providing innovative technology-driven solutions that enable intelligent homeownership. Ultimately, we want to help our customers better understand and take advantage of their home asset to optimize their personal balance sheets.”________________________________________________________________________________Freddie Mac announced that Christopher E. Herbert was elected as a director on the company’s board of directors. Herbert, 57, has extensive experience relating to housing policy and urban development.“We are very pleased that Chris is joining the Freddie Mac Board,” said Christopher S. Lynch, Freddie Mac’s Non-Executive Chairman. “His deep understanding of housing issues and policy will help the Board advance Freddie Mac’s mission to support the stability of the housing market and promote housing affordability.”Herbert has been the Managing Director for Harvard University’s Joint Center for Housing Studies and a lecturer in Urban Planning and Design at the Harvard Graduate School of Design since January 2015.  Prior to his appointment as Managing Director, he served as Research Director from 2010-2014 and was a Research Analyst from 1993-1997.  From 1997 to 2010, Herbert was a Senior Associate at Abt Associates, Inc.________________________________________________________________________________MERSCORP Holdings, Inc. and eOriginal, Inc. have launched a new solution offering that will enable originators to accelerate entry into the digital mortgage ecosystem. The MERS eNote Solutions, part of the MERS eSuite, will enable the creation, execution, registration, and management of the electronic promissory note, or eNote, to mortgage originators across the industry.“MERSCORP Holdings is proud to provide technology-based solutions that add value to our members’ bottom line,” said Brendon Weiss, COO of MERSCORP Holdings. “Our members identified several gaps that need to be addressed to increase eNote adoption, and this new solution fills a significant need for originators seeking to leverage existing vendor relationships.”Interest in the production of eNotes continues to grow as consumers and lenders recognize the value of moving toward a more streamlined, electronic process. With more than 5,000-member organizations, MERSCORP Holdings is central to the growth of digital mortgages, and the new service provides a turn-key solution to those members who are driving toward a paperless process.________________________________________________________________________________Dr. Lynn Fisher has joined the American Enterprise Institute (AEI), a public policy think tank dedicated to defending human dignity, expanding human potential, and building a freer and safer world, as a resident scholar and Co-Director of the Housing Center. Steve Oliner, the Housing Center’s co-founder and co-director, will remain in a part-time capacity as Senior Advisor.Dr. Fisher will focus on housing markets, including affordable housing, home building, mortgages, and housing finance.Before joining AEI, Dr. Fisher was VP of research and economics and the Executive Director of the Research Institute for Housing America at the Mortgage Bankers Association. She was previously on the faculty of Washington State University, the Massachusetts Institute of Technology (MIT), and the University of North Carolina. At MIT, she was director of the Housing Affordability Initiative in the Center for Real Estate. Subscribelast_img read more

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Donegal County Council closes all buildings to the public

first_img Important message for people attending LUH’s INR clinic Previous articleNI nurses spending their own money on PPE – O’NeillNext article“Not being able to say goodbye is breaking my heart” News Highland Loganair’s new Derry – Liverpool air service takes off from CODA Facebook Arranmore progress and potential flagged as population grows News, Sport and Obituaries on Monday May 24th Pinterest Facebook By News Highland – March 30, 2020 WhatsApp Twitter Homepage BannerNewscenter_img Google+ Twitter Google+ Donegal County Council closes all buildings to the public DL Debate – 24/05/21 WhatsApp RELATED ARTICLESMORE FROM AUTHOR All of Donegal County Council’s buildings are closed to the public until further notice, as a result of new restrictions announced on Friday evening.The council says its Crisis Management Team has considered the implications of the new measures announced, and is fully committed to adhering to them.Staff will continue to work in the buildings and where essential at the various premises and sites where essential work is required.Staff will continue to work on essential / emergency work such as the provision of water and sewerage, fighting fires, keeping public spaces clean and providing homeless services amongst others.Donegal County Council say thier capacity to deal with emergencies is not affected at this time. and it is thier objective to ensure that the continuity of essential services to the public is maintained.If the situation is likely to change, the council will make the public aware of any implications and provide appropriate advice and guidance.The Council has reassured the public that they have considerable experience built up over many years dealing with exceptional circumstances and events and the Members and Staff of the Council will continue to work in the best interests of the people. Pinterest Nine til Noon Show – Listen back to Monday’s Programmelast_img read more

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