Understanding Gen Y

first_imgGen Y consumers will earn 46% of the income in the United States by 2025, but they’re often misunderstood or ignored by banks and credit unions. And, if banks and credit unions want to survive, they need to change their approach to reaching this valuable demographic.In a report published by Javelin Strategy & Research along with Comrade Agency, we learn that although Gen Y is thought of as one group, there are actually two distinct subgroups making up Gen Y:Gen Y.1 – Made up of 31 million individuals 18–24 years old. They are financially inexperienced college kids, and many still have someone else managing their money. This group is financially uncommitted to any one service provider and are great targets for prepaid cards and basic checking accounts.Gen Y.2 –  Made up of 42 million individuals 25-34 years old. They are educated, employed, and manage their own money. This subgroup is highly engaged in financial services and are tech-savvy with an appetite for financial products. Generally experienced when it comes to banking, but still in need of help with financial planning, retirement planning, home loans and auto loans. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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Wisconsin men’s soccer team loses 7th straight contest

first_imgThe Wisconsin men’s soccer team (4-9-0, 0-3-0) lost a tough second-half battle Friday night at the hands of two-time defending national champion Indiana (8-1-3, 2-1-1) 5-2. Despite heading into the break with the score tied 2-2, the Badgers could not shut down the No. 8 Hoosier arsenal in the second half.”[Indiana is] a good team,” Wisconsin head coach Jeff Rohrman said. “They’re obviously ranked where they are because of their performances and the team that they are. I’m happy that we could show them that we could compete for 45 minutes, but I’m also a little bit disappointed that we couldn’t compete for the whole 90 minutes.”Indiana opened the scoring with a questionable penalty call in the 15th minute. After a low cross was sent in from the right flank, junior striker Jacob Peterson was slightly taken down just outside of the six-yard box, resulting in a Hoosier penalty kick.Freshman forward Lee Nguyen stepped up and secured the lead for Indiana with a clinical finish into the lower left corner.Six minutes later the Badgers responded with a penalty kick of their own following some clever footwork on the right channel by redshirt freshman Victor Diaz.Following several stepovers, the Spaniard lofted the ball onto the foot of sophomore Sho Fujita, who was viciously tripped up eight yards from goal. Diaz sent Indiana keeper Chris Munroe the wrong way and slotted home the equalizer from the spot.It didn’t take the Hoosiers long to regain the lead, however, as senior midfielder Brian Plotkin answered just four minutes later with a swerving 30-yard blast into the right side of the net with his left foot. The goal marked Plotkin’s fifth of the season.Wisconsin’s bench provided a huge spark for the Badgers going into halftime when substitute Nick Caronna whipped in a cross onto the head of fellow substitute Matthew Jelacic. Jelacic then flicked the ball right onto the path of a streaking Reid Johnson who was able to hammer the ball past Munroe into the lower left corner to tie the game in the 43rd minute.After scoring only one goal in their past five matches, the Badger players knew the scoring had to come eventually, and they were all delighted to break the slump.”It felt really good,” Johnson said of his goal. “I’ve just come off of an injury, so it was just exciting to be out there and playing at full strength again. I knew we were going to score tonight because we’ve been struggling lately and everyone’s been really busting it at practice — I think everybody knew we were going to score today.”Unfortunately for Wisconsin, the scoring surge ended at two and the Badger goal was the target of a Hoosier offensive assault throughout the entire second half.In the 52nd minute, Indiana defender Greg Stevning sent a defense-splitting through pass to Jacob Peterson who needed only to cut past Wisconsin keeper Jake Settle for the game-winning goal. Six minutes later, Peterson scored his seventh of the season and second of the match making it 4-2.Indiana’s Jordan Chirico rounded out the scoring for the Hoosiers in the 64th minute of play.Although Rohrman was thrilled with the return of goalscoring for the team, he was also frustrated with the team’s defensive breakdown in the second half.”I thought in the second half, for whatever reason, we just didn’t put it together,” Rohrman said. “We gave them too many soft goals tonight. I thought the last one that Chirico scored was a good goal, but aside from that, I thought they were goals that we gave up instead of making them earn them.”While the defeat marks the seventh-straight loss for the Badgers, Rohrman and his squad are not worrying about the past, but are instead preparing for their next match Wednesday with Marquette University.”In college soccer, you can’t dwell on one game or one setback,” Rohrman said. “We’ve struggled a little bit finding the goal, and now tonight we got two, so we should feel good about that. I thought we created some good things going forward, so there are some positives to take from there and hopefully we can sure up some things on the defensive side and come out and play for 90 minutes on Wednesday.”last_img read more

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Fitting farewell: Mocon ends NCAA career with 4th title, Finals MVP

first_imgAllen Durham still determined to help Meralco win 1st PBA title Will you be the first P16 Billion Powerball jackpot winner from the Philippines? Don’t miss out on the latest news and information. Mocon wrapped up his career with San Beda with four seniors and two juniors titles.The Red Lions won their 11th NCAA title in 13 years and 22nd overall. Lights inside SMX hall flicker as Duterte rants vs Ayala, Pangilinan anew Gov’t to employ 6,000 displaced by Taal Lights inside SMX hall flicker as Duterte rants vs Ayala, Pangilinan anew Tim Cone, Ginebra set their sights on elusive All-Filipino crown Nadine Lustre’s phone stolen in Brazil Sports Related Videospowered by AdSparcRead Next Japeth Aguilar embraces role, gets rewarded with Finals MVP plumcenter_img Mocon recorded a double-double with 16 points and 11 rebounds on top of five blocks in Game 2 where the Red Lions swept the Lyceum Pirates for the second straight year.The Finals MVP plum didn’t come as a surprise to many after the two-way forward averaged 15 points, 10.5 rebounds and 3 blocks in the title round.FEATURED STORIESSPORTSGinebra beats Meralco again to capture PBA Governors’ Cup titleSPORTSJapeth Aguilar wins 1st PBA Finals MVP award for GinebraSPORTSGolden State Warriors sign Lee to multiyear contract, bring back ChrissBut of all people, it was Mocon who was caught off guard with the award.“Actually, I wasn’t thinking about it,” Mocon told reporters in Filipino after San Beda’s 71-56 win. “I’m just doing my part. I’m very thankful for my parents who are there for me through the good and bad and especially coach (Boyet Fernandez) who always pushes me to work hard.” Photo by Tristan Tamayo/INQUIRER.netJavee Mocon couldn’t have had a better ending to his collegiate career than on Monday night.In his farewell game, Mocon led San Beda to its third straight NCAA championship and was also named Finals MVP.ADVERTISEMENT MOST READ For the complete collegiate sports coverage including scores, schedules and stories, visit Inquirer Varsity. LATEST STORIES Gretchen Barretto’s daughter Dominique graduates magna cum laude from California college San Beda extends NCAA reign, sweeps Lyceum for another 3-peat Carpio hits red carpet treatment for China Coast Guard PLAY LIST 02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite03:23Negosyo sa Tagaytay City, bagsak sa pag-aalboroto ng Bulkang Taal01:13Christian Standhardinger wins PBA Best Player award View commentslast_img read more

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