Understanding Gen Y

first_imgGen Y consumers will earn 46% of the income in the United States by 2025, but they’re often misunderstood or ignored by banks and credit unions. And, if banks and credit unions want to survive, they need to change their approach to reaching this valuable demographic.In a report published by Javelin Strategy & Research along with Comrade Agency, we learn that although Gen Y is thought of as one group, there are actually two distinct subgroups making up Gen Y:Gen Y.1 – Made up of 31 million individuals 18–24 years old. They are financially inexperienced college kids, and many still have someone else managing their money. This group is financially uncommitted to any one service provider and are great targets for prepaid cards and basic checking accounts.Gen Y.2 –  Made up of 42 million individuals 25-34 years old. They are educated, employed, and manage their own money. This subgroup is highly engaged in financial services and are tech-savvy with an appetite for financial products. Generally experienced when it comes to banking, but still in need of help with financial planning, retirement planning, home loans and auto loans. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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Repealing Canada’s ‘spanking law’ urged again

first_imgYahoo News 26 November 2015The federal government has no immediate plans to review section 43 of the Criminal Code, despite renewed calls to repeal Canada’s so-called spanking law.The Code states “every schoolteacher, parent or person standing in the place of a parent is justified in using force by way of correction toward a pupil or child, as the case may be, who is under his care, if the force does not exceed what is reasonable under the circumstances.”In a landmark case, the Supreme Court of Canada upheld the law in 2004 in a 6-3 decision. Keep up with family issues in NZ. Receive our weekly emails direct to your Inbox.The court was clear that there are limitations to the use of force: it cannot involve children under two or over 12 years of age, or a disabled child of any age; it cannot be “degrading, inhuman or harmful” or include the use of objects like belts or rulers; it cannot involve “slaps or blows to the head.”“These types of punishment, we may conclude, will not be reasonable,” the majority of judges agreed.Spanking that is “only minor corrective force of a transitory and trifling nature” is allowed, the court ruled, concluding that the provision does not violate the Charter of Rights and Freedoms because it does not infringe a child’s rights to security of the person or a child’s right to equality, and it does not constitute cruel and unusual treatment or punishment.https://ca.news.yahoo.com/blogs/canada-politics/repealing-canada-s–spanking-law–urged-again-214416131.htmllast_img read more

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Bridging the gap… Beehive launches ‘Pulse’ business intelligence tool

first_img Share Submit Adi Dagan, BeehiveUpdating the market, customer retention and analysis software supplier Beehive has announced the launch of its new ‘industry-tailored’ business intelligence tool ‘Pulse’.Beehive’s Pulse tools intend to bridge reporting between multiple industry business tools used by operators, with the aim of creating better product and customer engagement insights for strategic decision making.The Pulse product will allow for better ‘drilldown’ on all aspect of a betting/igaming firm’s operational value chain: product, payments, conversion, retention and marketing interaction.Adi Dagan Founder & CEO of Beehive was pleased to bring Pulse to market, following years of extensive development. Dagan details that the software will bring ‘more control’ to the hands of partner operators.“Our partners live and breathe data, so they need intuitive and powerful tools that allow them to leverage this data to boost their bottom line.”“Beehive was founded to serve actionable and clear data to operators and bring order to big data’s chaos. Launching Pulse is the latest step on this journey and strengthens our unique product offering.“We have always believed in simple, intuitive and intelligent products, and Pulse is just that. We have spent years learning what KPIs drive operators on their day-to-day, and Pulse is the result of that knowledge.”Specialising in optimising industry customer retention functions and capabilities, Beehive has formed a number of supplier CRM partnerships with Ladbrokes, Stanleybet and BaumBet Romania. ECJ rejects Stanleybet Italian €8m tax appeal February 28, 2020 Related Articles SBC Digital Summit: A crash course in adaptability and resilience  April 27, 2020 StumbleUpon SBC Magazine Issue 8: International expansion and picking up the sporting slack April 7, 2020 Sharelast_img read more

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